Bengaluru, July 2025 — Digital lending platform InPrime Finserv has raised ₹50 crore in its Series A1 funding round led by Pravega Ventures, with participation from Inflection Point Ventures (IPV), Kalaari Capital, and Chona Family Office. The fresh capital will be used to expand operations, enhance underwriting models, and grow its presence across India’s underserved Tier 2–4 markets.
Founded in 2022, InPrime Finserv is building a credit engine specifically tailored for India’s emerging middle class and informal economy. With a proprietary tech stack and hybrid model, the company offers unsecured business loans and income-generating credit products to first-time borrowers often left behind by traditional banks.
The company operates on a phygital model, combining digital onboarding with assisted servicing through field officers and agents. This approach helps it build deeper customer relationships and better risk profiling in low-data environments — particularly in non-metro regions.
InPrime aims to disburse over ₹250 crore in loans within the next 12 months and double its team across sales, credit, and technology functions. It currently operates across Karnataka, Tamil Nadu, and Andhra Pradesh, with plans to enter new states this year.
“We’re not just building a lending platform — we’re building trust where credit didn’t previously exist,” said Dinesh Agarwal, Co-founder and CEO of InPrime.
With over 60 million underserved MSMEs and self-employed individuals across India, InPrime Finserv is positioning itself as a key enabler of financial inclusion in the next decade of Bharat’s growth.
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